How does the loan process work?

Here's what to expect, step by step.

 

Step - 1 Step - 2 Step - 3 Step - 4

Get Ready

  • Do your research
  • Gather your
    documents

Apply

  • Prequalification
  • Preapproval
  • Loan Application

Get Approved

  • Initial review
  • Underwriting
  • Approval decision

Close Your Loan

  • Settlement costs &
    payments
  • Sign your papers

Mortgage Rates

PROGRAM RATE APR

30 Year Fixed conforming  no cost

5.990% 5.990%
15 Year Fixed Conforming  no cost 5.625% 5.625%
Super Jumbo to 2000,000   6.250% 6.371%
Hi Balance 30 Year Fixed   6.125% 6.125%
VA / FHA 30 Year Fixed  5.500% 5.722%

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