How does the loan process work?

Here's what to expect, step by step.

 

Step - 1 Step - 2 Step - 3 Step - 4

Get Ready

  • Do your research
  • Gather your
    documents

Apply

  • Prequalification
  • Preapproval
  • Loan Application

Get Approved

  • Initial review
  • Underwriting
  • Approval decision

Close Your Loan

  • Settlement costs &
    payments
  • Sign your papers

Mortgage Rates

PROGRAM RATE APR

30 Year Fixed conforming  no cost

2.875% 2.973%
15 Year Fixed Conforming  no cost 2.250% 2.367%
Super Jumbo to 2000,000   3.250% 3.350%
Hi Balance 30 Year Fixed   2.990% 3.098%
VA / FHA 30 Year Fixed  2.999% 3.110%

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